The frustration of the search

I'm starting to realize how competitive this business really is and that when our first offer was initially accepted it was the exception rather than the rule. In a little over a month we have submitted 6 offers and analyzed many more than that. 4 of these offers have been rejected or we've been outbid and we are currently waiting to hear back on 2. We're at a disadvantage because we are submitting offers that are contingent upon lender financing, which means anyone who puts in an all-cash offer is automatically more attractive for a few reasons: because sellers don't have to worry that the buyer's financing will fall through at the last minute and because closing can happen much quicker with all cash offers. Currently banks are recommending a 45 day close in order to complete all the required paperwork and due diligence (i.e. appraisals, government-required waiting periods, etc.). With all-cash offers there is none of that and closing can happen immediately after the inspection/attorney review (typically 5-10 days after the offer is accepted). It's possible that we are losing out to investors that are putting in all-cash offers that are lower than our lender-financed offers. So, we're getting ...

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I’m at a place in my life where I’ve realized that there has to be more. I’m going on 39, single, no kids. I have a good job that pays the bills and then some. I have a great family who loves me and supports me. I have an amazing boyfriend who is so good to me that I’m often left wondering what I ever did to deserve him. But, I’ve realized the hard (er…excruciating) way that work is bad for my health--primarily physically, but also mentally. I mean this quite literally. In November 2013 I had my first back surgery. In December 2014 I had my second. It was a repeat of the first. One of my lumbar spinal discs herniated and then re-herniated. The second re-herniation was devastating. I lost feeling in my foot and use of my calf muscle, which prompted emergency surgery that resolved the indescribable pain but didn’t change the loss of sensation or strength. This makes walking extremely difficult and endlessly frustrating. I have a desk job and you know what they say….."sitting is the new smoking." The idea of continuing on in the way I have for another 20+ years before I can retire ...